Types of Loans

We make it easier to understand your home financing options by explaining the three main types of mortgage loans available to buyers.

• Government loans like FHA, VA, and USDA can offer helpful benefits and are backed by government agencies.
• Conventional loans through Fannie Mae and Freddie Mac can be a good fit for many buyers and offer flexible loan options.
• Portfolio loans are designed for unique situations and may use options like bank statements or debt service coverage to help you qualify.

Whether you are buying a primary home, a second home, or an investment property, these loan programs can help you reach your real estate goals.