Our NFM Lending team is licensed in various states through the continental US. See which states we’re licensed below

Sr. Mortgage Loan Originator | NMLS# 436047
Caring for clients and educating the families we serve are the foundational cornerstones of the growth of our business. The number of mortgage options and ever changing landscape in our industry may make it more difficult to find the right fit for the families we service. Today, it is important to know the mortgage professionals you are working with have your best interest in mind, which is why my team and I work with each client and their unique situation to create the best path to homeownership.
Licensed In AL, FL, IA, IL, MI, MO, NC, OH, SC, TN, TX, VA

Loan Originator | NMLS# 1595859
With Billy and NFM Lending, you can be confident that your transaction will start with getting to know your financial situation to determine the loan that best meets your current and future needs.
Licensed In AZ, IN, KY, OH

Processor Loan Manager
Michelle Brueggeman serves as the Processor Loan Manager, guiding clients through every stage of the loan process. With years of experience in the mortgage industry, Michelle oversees loan approval follow-up, provides weekly loan updates, and ensures clear communication on final numbers — keeping homeowners informed and confident from application to closing.

Pre-Approval Manager | NMLS# 2064752
As the first point of contact, Katie provides comprehensive assistance throughout the application process, ensuring a seamless experience from initial inquiry to pre-approval follow-up, and expert guidance on various payment scenarios.

Pre-Approval Manager | NMLS# 1861996
Evan Rhodes is the first point of contact for clients beginning their home financing journey. Evan guides borrowers through the application process, assists with completing their application, and follows up on pre-approvals. He helps clients understand their options, including tailored payment scenarios.

Administrative Assistant
Sara efficiently manages email communications, scheduling/calendar coordination, and providing robust team support. Sara also ensures streamlined workflows and enhanced collaboration within the organization.
