Your credit score can play an important role in the interest rate you’re offered when buying a home.
If your score falls between 620 and 700, understanding how your credit is being used can help you make more informed decisions before applying for a mortgage. Credit utilization, including the balances on individual cards and your total available credit, is one area worth reviewing.
The good news is you don’t have to guess about what steps make sense for your situation. A personalized credit plan can help you understand where you stand and identify opportunities to strengthen your financial position before moving forward.
